Even low speed car accidents can cause significant damage to the soft tissues of your body. Although there may no broken bones, the muscles, ligaments, tendons and joints in your body can be significantly injuried. Often people do not realize the extent of their injuries until one to two weeks after the accident.
It is important to realize that there are often multiple injury sites. Injury sites include head, neck, back, jaw, arms and legs. Symptoms can include pain, stiffness, restricted range of motion, nausea, dizziness, ringing in the ears, headaches, and loss of sleep.
In Alberta, the driver, passenger or pedestrian of either vehicle is given treatment paid for by the car insurance company. The most common condition diagnosed is the Whiplash Associated Disorder Level Two (WAD II) which allows you access to 21 treatments in the first ninety days following your accident (protocol period).
You have the right to go to any clinic you choose. Choose a clinic that has experienced practitioners and is focused on the outcome of your treatment.
If you are in a motor vehicle accident, contact your insurance company immediately. You then have two weeks to contact a health care practitioner for an assessment. You must send a completed AB-1 form to your insurance company. Your health care practitioner will then assess you and complete a treatment recommendation (AB-2 form) which you will sign and this will be forwarded to the insurance company.
If you still require treatment after the protocol period, your health care practitioner can apply for additional funding under Section B of the insurance act.
At the Northgate Clinic, we will help you navigate these forms and deal with your insurance company.